Another factor that influences the interest rate car loan lenders give is how good or bad your credit it. Lenders will look at your credit score, your income and how much you’re providing as a down payment. If you’ve got great credit and a low debt to income ratio, lenders will usually give you their lowest available interest rate.
loan amount. conventional conforming mortgage conventional home mortgages eligible for sale and delivery to either the federal national mortgage association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC).The cost a customer pays to a lender for borrowing funds over a period of time expressed as a percentage rate of the